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What Does It Mean to Be Upside Down on Your Car Loan and What Can You Do About It?

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By Catherine
In Car Finance, Negative Equity
Posted February 26, 2026

What Does It Mean to Be Upside Down on Your Car Loan and What Can You Do About It?

Here’s the full article text ready to copy-paste: CAR FINANCING EDUCATION What Does It Mean to Be Upside Down on Your Car Loan — and What Can You Do About It? If you’ve heard the [...]

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By Catherine
In Uncategorized
Posted February 16, 2026

What Is Negative Equity on a Car Loan?

If you’ve been looking into trading in your vehicle or refinancing your car loan, you’ve probably heard the term “negative equity” thrown around. Maybe someone at a [...]

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By Catherine
In Car Finance, Co-Signer, Negative Equity
Posted February 3, 2026

Co-Signer Said No? You’re Not Out of Options

So that conversation didn’t go the way you planned. You asked someone close to you to co-sign your car loan, and they said no. Or maybe they said “let me think about it” (which [...]

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By Catherine
In Car Finance, Negative Equity
Posted January 20, 2026

Why Lenders Require a Co-Signer for Negative Equity Car Loans (And How Long You’ll Actually Need One)

You’ve been declined. Again. The negative equity is the problem, and traditional lenders keep saying no. But there’s a solution most Canadians don’t know exists: the temporary [...]

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By Catherine
In Car Finance, Negative Equity
Posted January 13, 2026

The Hidden Cost of Waiting: Why Your Negative Equity Gets Worse Every Month

If you’re stuck in a car loan where you owe more than your vehicle is worth, you’ve probably heard the same advice from everyone: “Just keep making your payments, and eventually [...]

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By Catherine
In Car Finance, Negative Equity
Posted December 26, 2025

Why Buying Pre-Owned Makes More Sense Than New When You Have Negative Equity

You’re underwater on your current car loan. You need a different vehicle. The question hits you: should you buy new or used? At Approval Express, we have this conversation daily with [...]

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By Catherine
In Uncategorized
Posted December 24, 2025

Can You Trade In A Car With Negative Equity? What Canadian Dealers Won’t Tell You

Trading in a car when you owe more than it’s worth can feel impossible. For many Canadians, the situation seems completely stuck. As a result, people often believe they need to wait years until [...]

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By Catherine
In Car Finance, Negative Equity
Posted December 3, 2025

Understanding Negative Equity: What You Need to Know Before Your Next Car Purchase

Negative equity is one of the most common money problems in car ownership. Many buyers don’t fully understand it until they’re already dealing with it. At Approval Express, we believe [...]

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By Catherine
In Negative Equity
Posted November 26, 2025

What Is Negative Equity On A Car And Why So Many Canadians Have It

If you have a car loan in Canada, you probably expect each payment to move you closer to owning your vehicle. For many drivers, especially in British Columbia, Alberta, Saskatchewan and Manitoba, [...]

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